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Time to invest

In Australia, a person can retire at any age. However, it’s less a question of when and more a question of how – that being, how to fund your retirement. There’s no single approach to retirement and accumulating earnings to fund the desired retirement lifestyle. While some people plan their retirement with investments including a […]

How to save money on food and reduce waste This is crazy. One in two Australian households say they have no cash to spare at the end of each month – yet we collectively toss out up to $10 billion in food each year. That makes it time to embrace ways to save money on […]

We share some common gaffes that could be holding you back from growing savings. If you’re struggling to find spare cash to grow savings, chances are you’re falling prey to a few money mishaps. We highlight the pitfalls to watch out for. The two’fer trap We all love a bargain, but those eye-catching “buy two, […]

If the halfway mark of 2017 sees your savings looking a little lean, you could be caught in one of five money traps.  We identify the hurdles reported by Aussie savers and how to overcome them. As the end of the financial year approaches, now is the ideal time to check your savings progress. If […]

An offer to help you get your superannuation money early might seem like a great idea. But if you agree to it you could end up in a lot of trouble, according to the Australian Securities and Investments Commission (ASIC).

Andrew Jewell, First Super’s Financial Advice & Education Manager explains the changes to the Concessional Contributions Cap and what it means to your Super. Recently, some members have been asking me what impact the reduction in the Concessional Contribution cap will have on their salary sacrifice contributions. There is a wider implication especially where the […]

While there is no need to use a lawyer to make an insurance claim through your super fund, some people decide to do so. That means it’s important to know when to involve a lawyer and what to watch out for when hiring a lawyer. There is no need to use a lawyer to lodge […]

Measures to tackle home affordability were a key focus of this year’s Federal Budget, along with a company tax cut, an increase in the Medicare levy, changes to school funding models and the introduction of a new bank levy. There were no other major superannuation changes announced, though it is worth keeping in mind that […]