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Time to invest

How we invest for you

At First Super, we aim to get you the best results over the long term. So when you’re ready to retire, your super’s ready too. For our pension members, we know consistency is important, so you can plan your spending for your retirement lifestyle. Our focus is on striking the right balance between growing your […]

Investing can be emotional.    That’s never been truer than the early months of the COVD-19 pandemic last year, when share markets resembled a rollercoaster with more drops than climbs.   Nobody likes watching their balance fall, particularly if you’re close to retirement and your super isn’t just future savings – it’s your income. It makes it […]

On 1 July 2021, the amount you can contribute to super each financial year increased by 10%.   That’s because the Government lifted the contribution cap limits on concessional (before-tax) and non-concessional (after-tax) contributions.   Here are the new caps, effective 1 July this year.   Contribution caps 2020/21 (previous FY) 2021/22 (current FY) Concessional (before-tax) contribution cap […]

Saving for a first home deposit is challenging.  Now that we’ve stated the obvious, what can you do about it?   You might be surprised to learn that over the last few years the Government has made some changes to super so first-time buyers can save faster for a home using their super account.  While this sounds great […]

The 2021-22 Federal Budget has been handed down, with several changes to super and retirement being announced. Most were adjustments to existing rules, rather than sweeping changes. We’ve summarised the key points for members below. FIRST HOME BUYERS CAN SAVE EVEN MORE OF THEIR DEPOSIT IN SUPER UNDER THE FIRST HOME SUPER SAVER SCHEME.  The current situation: Eligible first home […]

From 1 July the amount you can contribute to your super will increase by 10%.  That’s because the Government is lifting the contribution cap limits on concessional (before-tax) and non-concessional (after-tax) contributions.  Here are the new caps, effective 1 July this year.  Financial year (FY)  2020/21 (current FY) 2021/22 (next FY) Concessional (before-tax) contribution cap  $25,000 $27,500 Non-concessional […]

School doesn’t teach us much about superannuation, so you’d be forgiven for reaching your mid-20s (or older) and not knowing much about how it works.  What we mostly take for granted is that it’ll kick in when we start working. While that’s true for most of us, some people are left out through no fault of their own. Why?  Ever […]