Investment returns & crediting rates
Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.
First Super crediting rates for 2017/18 and prior periods
Super Fund
| Investment option | 2017/2018 Fin. year | Past 2 years | Past 3 years | Past 5 years | Past 10 years | Since inception | Inception date |
|---|
| Balanced (default) | 10.68% | 11.09% | 9.10% | 9.66% | 6.46% | 8.48% | 01/07/1988 |
| Shares Plus | 13.91% | 14.94% | 11.47% | 12.45% | 7.77% | 6.42% | 01/03/2001 |
| Growth | 11.90% | 12.75% | 10.07% | 10.93% | n/a | 11.26% | 14/10/2011 |
| Conservative Balanced | 7.94% | 8.40% | 7.16% | 7.54% | 6.02% | 6.02% | 01/07/2008 |
| Cash | 2.31% | 2.28% | 2.35% | 2.49% | 3.24% | 4.16% | 01/03/2001 |
Pension Fund
| Investment option | 2017/2018 Fin. year | Past 2 years | Past 3 years | Past 5 years | Past 10 years | Since inception | Inception date |
|---|
| Balanced (default) | 10.59% | 11.19% | 9.34% | 10.26% | 7.09% | 7.82% | 18/03/2005 |
| Shares Plus | 14.29% | 15.48% | 11.93% | 13.25% | 8.30% | 8.57% | 01/07/2005 |
| Growth | 13.14% | 14.07% | 11.15% | n/a | n/a | 11.54% | 10/08/2013 |
| Conservative Balanced | 8.86% | 9.33% | 7.96% | 8.44% | 6.77% | 6.77% | 01/07/2008 |
| Cash | 2.71% | 2.67% | 2.74% | 2.89% | 3.80% | 3.98% | 01/07/2005 |
Past investment returns are not a reliable indication of future returns.
At First Super, we update our investment returns monthly. Here are our latest figures by investment option.
First Super investment RETURNS to 31 July 2018
Super Fund
Investment option: Balanced (default)
Investment option: Shares Plus
Investment option: Growth
Investment option: Conservative Balanced
Investment option: Cash
Pension Fund
Investment option: Balanced (default)
Investment option: Shares Plus
Investment option: Growth
Investment option: Conservative Balanced
Investment option: Cash
Past investment returns are not a reliable indication of future returns.
We’re here to help. So let’s talk.
If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.
Your super account earns investment income at the Fund’s declared crediting rate*. The crediting rate used will depend on the investment option(s) you have selected.
Each month First Super will declare an investment return for each investment option based on earnings and estimated fees and tax. After the end of the financial year (30 June) First Super will adjust your account based on the accumulated monthly performance of each investment option after deducting tax and fees and allowing for reserves. At the end of the financial year, the amount applied to your account is based on your average daily account balance and the related monthly performance for your investment option. You should take into account that returns can fluctuate up or down and may be negative in some years. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.
* Earning rates and interim earning rates may be positive or negative. If the earning rate is positive your account earns money. If the rate is negative the amount in your account is reduced.
