INVESTMENTS
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Investment returns & crediting rates

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

See below First Super’s crediting rates for 2017/18 and the average crediting rates for prior periods.

Super Fund

Investment option2017/2018 Fin. yearPast 2 years
% p.a.
 Past 3 years
% p.a.
Past 5 years
% p.a.
Past 10 years
% p.a.
Since inception
% p.a.
Inception date
Balanced (default)10.68%11.09%9.10%9.66%6.46%8.48% 01/07/1988
Shares Plus13.91%14.94%11.47%12.45%7.77%6.42% 01/03/2001
Growth11.90%12.75%10.07%10.93%n/a11.26% 14/10/2011
Conservative Balanced7.94%8.40%7.16%7.54%6.02%6.02% 01/07/2008
Cash2.31%2.28%2.35%2.49%3.24%4.16% 01/03/2001

Pension Fund

Investment option2017/2018 Fin. yearPast 2 years
% p.a.
 Past 3 years
% p.a.
Past 5 years
% p.a.
Past 10 years
% p.a.
Since inception
% p.a.
Inception date
Balanced (default)10.59%11.19%9.34%10.26%7.09%7.82% 18/03/2005
Shares Plus14.29%15.48%11.93%13.25%8.30%8.57% 01/07/2005
Growth13.14%14.07%11.15%n/an/a11.54% 10/08/2013
Conservative Balanced8.86%9.33%7.96%8.44%6.77%6.77%01/07/2008
Cash2.71%2.67%2.74%2.89%3.80%3.98%01/07/2005

Past investment returns are not a reliable indication of future returns. Crediting rates are the return minus investment costs and taxes and allowing for reserves.

 

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment RETURNS to 30 November 2018

Super Fund

Investment option: Balanced (default)
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.981.320.57-1.93-1.08
Jan 2019Feb 2019Mar 2019Apr 219May 2019Jun 2019
-0.15-2.445.39
Investment option: Shares Plus
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.401.710.61-3.77-1.85
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
-1.89-5.005.14
Investment option: Growth
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.171.480.54-2.92-1.30
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
-1.03-3.685.04
Investment option: Conservative Balanced
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.761.030.46-1.32-0.67
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.26-1.534.68
Investment option: Cash
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.170.180.170.180.17
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.870.522.23
Pension Fund
Investment option: Balanced (default)
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.981.390.54-2.08-1.01
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
-0.18-2.555.37
Investment option: Shares Plus
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.451.780.64-3.93-1.93
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
-1.98-5.215.34
Investment option: Growth
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.291.620.59-3.20-1.42
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
-1.12-4.025.60
Investment option: Conservative Balanced
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.841.140.51-1.45-0.74
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.29-1.685.21
Investment option: Cash
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.210.210.210.210.21
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
1.050.622.63
Past investment returns are not a reliable indication of future returns. Investment returns are based on the interim crediting rate which is the return minus estimated investment costs and taxes.

 

We’re here to help. So let’s talk.

If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.

Your super account earns investment income at the Fund’s declared crediting rate. The crediting rate used will depend on the investment option(s) you have selected. More information about crediting rates can be found in the More About First Super booklet and the First Super Pension PDS. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.