Investment returns & crediting rates

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

See below First Super’s crediting rates for 2019/20 and the average crediting rates for prior periods.

Super Fund

Investment option	2019/20 Fin. year	Past 2 years % p.a.	Past 3 years % p.a.	Past 5 years % p.a.	Past 10 years % p.a.	Since inception % p.a.	Inception date
Balanced (default)	-0.95%	2.80%	5.36%	6.54%	7.61%	8.11%	01/07/1988
Shares Plus	-2.37%	2.64%	6.27%	7.85%	9.32%	6.02%	01/03/2001
Growth	-1.69%	2.65%	5.64%	7.04%	N/A	9.21%	14/10/2011
Conservative Balanced	-0.43%	2.64%	4.38%	5.32%	6.59%	5.45%	01/07/2008
Cash	1.35%	1.69%	1.90%	2.09%	2.90%	3.90%	01/03/2001

Pension Fund

Investment option	2019/20 Fin. year	Past 2 years % p.a.	Past 3 years % p.a.	Past 5 years % p.a.	Past 10 years % p.a.	Since inception % p.a.	Inception date
Balanced (default)	-1.19%	2.90%	5.40%	6.72%	8.25%	7.16%	18/03/2005
Shares Plus	-2.33%	2.81%	6.51%	8.19%	10.02%	7.78%	01/07/2005
Growth	-1.60%	3.05%	6.31%	7.83%	N/A	8.98%	10/08/2013
Conservative Balanced	-0.24%	3.03%	4.94%	5.96%	7.42%	6.14%	01/07/2008
Cash	1.60%	1.93%	2.19%	2.42%	3.39%	3.71%	01/07/2005

Past investment returns are not a reliable indication of future returns. Crediting rates are the return minus investment costs and taxes and allowing for reserves.

 

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment RETURNS to 30 November 2020

Super Fund

Jul 2020	Aug 2020	Sep 2020	Oct 2020	Nov 2020	Dec 2020	Since 1 Jul	Past 3 mths	Rolling 12 mths
0.39	1.27	-0.29	0.57	3.45	–
Jan 2021	Feb 2021	Mar 2021	Apr 2021	May 2021	Jun 2021
–	–	–	–	–	–	5.40	3.73	0.74

 

We’re here to help. So let’s talk.

If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.

Your super account earns investment income at the Fund’s declared crediting rate. The crediting rate used will depend on the investment option(s) you have selected. More information about crediting rates can be found in the More About First Super booklet and the First Super Pension PDS. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.

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