INVESTMENTS
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Investment returns & crediting rates

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

First Super crediting rates for 2017/18 and prior periods

Super Fund

Investment option2017/2018 Fin. yearPast 2 years Past 3 yearsPast 5 yearsPast 10 yearsSince inceptionInception date
Balanced (default)10.68%11.09%9.10%9.66%6.46%8.48% 01/07/1988
Shares Plus13.91%14.94%11.47%12.45%7.77%6.42% 01/03/2001
Growth11.90%12.75%10.07%10.93%n/a11.26% 14/10/2011
Conservative Balanced7.94%8.40%7.16%7.54%6.02%6.02% 01/07/2008
Cash2.31%2.28%2.35%2.49%3.24%4.16% 01/03/2001

Pension Fund

Investment option2017/2018 Fin. yearPast 2 years Past 3 yearsPast 5 yearsPast 10 yearsSince inceptionInception date
Balanced (default)10.59%11.19%9.34%10.26%7.09%7.82% 18/03/2005
Shares Plus14.29%15.48%11.93%13.25%8.30%8.57% 01/07/2005
Growth13.14%14.07%11.15%n/an/a11.54% 10/08/2013
Conservative Balanced8.86%9.33%7.96%8.44%6.77%6.77%01/07/2008
Cash2.71%2.67%2.74%2.89%3.80%3.98%01/07/2005

Past investment returns are not a reliable indication of future returns.

 

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment RETURNS to 31 July 2018

Super Fund

Investment option: Balanced (default)
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.98
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.983.8111.44
Investment option: Shares Plus
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.40
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
1.405.1114.99
Investment option: Growth
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.17
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
1.174.3312.76
Investment option: Conservative Balanced
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.76
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.762.738.62
Investment option: Cash
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.17
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.170.702.31
Pension Fund
Investment option: Balanced (default)
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.98
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.983.7911.43
Investment option: Shares Plus
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.45
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
1.455.2815.35
Investment option: Growth
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
1.29
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
1.294.7614.05
Investment option: Conservative Balanced
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.84
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.843.039.60
Investment option: Cash
Jul 2018Aug 2018Sep 2018Oct 2018Nov 2018Dec 2018Since 1 JulPast 3 mthsRolling 12 mths
0.21
Jan 2019Feb 2019Mar 2019Apr 2019May 2019Jun 2019
0.210.832.71
Past investment returns are not a reliable indication of future returns.

 

We’re here to help. So let’s talk.

If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.

Your super account earns investment income at the Fund’s declared crediting rate*. The crediting rate used will depend on the investment option(s) you have selected.

Each month First Super will declare an investment return for each investment option based on earnings and estimated fees and tax. After the end of the financial year (30 June) First Super will adjust your account based on the accumulated monthly performance of each investment option after deducting tax and fees and allowing for reserves. At the end of the financial year, the amount applied to your account is based on your average daily account balance and the related monthly performance for your investment option. You should take into account that returns can fluctuate up or down and may be negative in some years. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.

* Earning rates and interim earning rates may be positive or negative. If the earning rate is positive your account earns money. If the rate is negative the amount in your account is reduced.