INVESTMENTS
text size
  • -
  • =
  • text size
  • +

Investment returns & crediting rates

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment RETURNS to  31 january 2017

Super Fund

Investment option: Balanced (default)
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
2.51 0.53  0.50 -0.41  1.03  2.17
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.17  –  – 6.51 3.37 10.91
Investment option: Shares Plus
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
3.59 0.48  0.51  -0.74  1.83  3.33
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
-0.04  –  –  – 8.97 5.12 14.75
Investment option: Growth
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
2.99 0.44  0.49  -0.57 1.39  2.67
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.09  –  –  – 7.49 4.15 12.48
Investment option: Conservative Balanced
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
1.62 0.40 0.44 -0.27  0.65  1.65
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.16  –  –  –  –  – 4.66 2.46 8.07
Investment option: Cash
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
0.19 0.18  0.18 0.19  0.18  0.19
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
 0.19  –  –  –  – 1.30 0.56 2.25

Pension Fund

Investment option: Balanced (default)
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
2.56 0.49 0.48  -0.47 1.06  2.34
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.12  –  –  –  – 6.59 3.52 11.35
Investment option: Shares Plus
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
3.79  0.51  0.55 -0.77 1.91  3.49
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
-0.04  –  –  –  – 9.45 5.36 15.64
Investment option: Growth
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
3.33 0.48  0.55  -0.63 1.53  2.94
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.11  –  –  –  –  – 8.31 4.58 13.93
Investment option: Conservative Balanced
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
1.80  0.44 0.49 -0.30  0.72  1.83
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
0.18  –  – 5.16 2.73 8.98
Investment option: Cash
Jul 2016 Aug 2016 Sep 2016 Oct 2016 Nov 2016 Dec 2016 Since 1 Jul Past 3 mths Rolling 12 mths
0.23  0.21  0.21  0.22  0.21  0.22
Jan 2017 Feb 2017 Mar 2017 Apr 2017 May 2017 Jun 2017
 0.22  –  –  – 1.52 0.65 2.64

Past investment returns are not a reliable indication of future returns.

 

First Super crediting rates for 2015/16 and prior periods

Super Fund

Investment option 2015/2016 Fin. year Past 2 Years  Past 3 years Past 5 years Past 10 years Since inception Inception date
Balanced (default) 5.24% 7.30% 8.72% 8.39% 5.16% 8.29%  01/07/1988
Shares Plus 4.85% 8.36% 10.83% 9.95% 5.0% 5.36%  01/03/2001
Growth 4.91% 7.70% 9.74% n/a n/a 10.63%  14/10/2011
Conservative Balanced 4.71% 6.02% 6.97% 7.35% n/a 5.43%  01/07/2008
Cash 2.48% 2.56% 2.62% 3.32% 3.70% 4.40%  01/03/2001

Pension Fund

Investment option 2015/2016 Fin. year Past 2 Years  Past 3 years Past 5 years Past 10 years Since inception Inception date
Balanced (default) 5.73% 8.00% 9.65% 9.43% 5.95% 7.23%  18/03/2005
Shares Plus 5.15% 8.89% 11.79% 10.93% 5.77% 7.35%  01/07/2005
Growth 5.53% 8.66% n/a n/a n/a 9.78%  10/08/2013
Conservative Balanced 5.27% 6.70% 7.84% 8.30% n/a 6.14% 01/07/2008
Cash 2.86% 2.95% 3.04% 3.88% 4.29% 4.22% 01/07/2005

Past investment returns are not a reliable indication of future returns.

 

 

We’re here to help. So let’s talk.

If you would like to know more about the investment returns, or have any other questions, please don’t hesitate to call our Service Centre on 1300 360 988, or email us.

 

First Super was formed on 30 June 2008 when the Furniture Industry Retirement Super Trust and the Pulp & Paper Workers’ Super Fund merged with the Timber Industry Super Scheme (TISS). 10 year investment earnings will be calculated based on the TISS earnings rates for 2007-08 and prior years and reported with 30 June 2014 earnings data.

Your super account earns investment income at the Fund’s declared crediting rate*. The crediting rate used will depend on the investment option(s) you have selected.

Each month First Super will declare an investment return for each investment option based on earnings and estimated fees and tax. After the end of the financial year (30 June) First Super will adjust your account based on the accumulated monthly performance of each investment option after deducting tax and fees and allowing for reserves. At the end of the financial year, the amount applied to your account is based on your average daily account balance and the related monthly performance for your investment option. You should take into account that returns can fluctuate up or down and may be negative in some years. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.

* Earning rates and interim earning rates may be positive or negative. If the earning rate is positive your account earns money. If the rate is negative the amount in your account is reduced.