FIRSTtalk videos
Our Financial Planners help explain key topics on super, bringing super subjects to life. We cover super, retirement, Age Pension and KiwiSaver Transfers.
Voluntary contributions to boost your super
How to get more out of the government (contributions)
More videos
Many members make after-tax contributions. However you may consider switching to before-tax contributions. If you have a reasonable income, the higher your earnings, the more salary sacrifice can benefit you and allow you to save more on taxes. Learn more from our case studies.
The carry forward allows you to use the unused before-tax cap amounts from up to 5 previous financial years. Learn more.
Our financial planners discuss should you pay more off your home loan or add more to your super?
When it comes to buying your first home, saving enough money for a deposit can be a big challenge. One way you could save faster is by using your superannuation and the First Home Super Saver scheme.
Did you know you might have insurance inside your super? Watch video to learn more.
Did you know your super doesn’t automatically form part of your estate if you die before you can spend it? Our financial planning team explains how binding nominations work, how long they last, and why you should consider signing one.
Understand how investment options work, and what factors to consider when choosing an investment option.
We talk about why you should plan for retirement and examine this from the perspective of different age groups. It's never too early or too late to plan for retirement. Listen our member stories and a discussion between our financial advisers.
We cover the do's and don'ts when it comes to the timing of retirement and how the timing of your retirement can make a difference to your tax.
How do you best manage your super, your assets and the age pension when you and your partner approach retirement?
FIRSTtalk team explain some of the factors you should consider if you’re single and preparing to retire: how your super is taxed, how it interacts with the Age pension, and how and when you can gift your funds to your children.
If you have reached the age of 60 and still working, you may consider opening and using a TTR account. Our financial team explain how a TTR account works and how it has been used to benefit some of our members with real life case studies.
In the latest edition of First Talk, First Super’s financial planning team discuss the benefits of setting up a Retirement Income account (also known as an Account-Based Pension). They explain how it works, and share how it could work for you.
When you come to retirement, when can you access your super and what should you do with it? Andrew and Jayson discuss the options you have and the tax benefits of TTR and Retirement Income accounts and how this compares with putting all your money into a bank account.
Even if you own a property in New Zealand you can still apply for FHSS in Australia. And yes, you can use your KiwiSaver savings towards, FHSS. We cover everything you need to know about using your KiwiSaver to help purchase your first home in Australia.
This short video explains the simple steps you need to take to transfer your KiwiSaver over to First Super and how we can help you along the way.
Get advice you can trustOur qualified Financial Planners^ can help you make the most of your super |
^Financial advice will be provided by or through Industry Fund Services Limited (ABN 54 007 016 195, AFSL 232514) and may be free of charge to you.
The information is these videos were correct at the time of publication but may have changed since then. Updated information about superannuation, the age pension and the retirement standard are available via the websites below:
- Superannuation – First Super or Australian Taxation Office website
- Age Pension – Centrelink
- Modest and Comfortable Lifestyle – ASFA Retirement Standard
Everyone’s superannuation needs and financial situations are different. First Super members can access personal advice related to their First Super account at no additional cost. Want to learn more? Contact our Financial Advice Team today.