Make the most of your super by talking to someone who knows. 

Financial planning advice can help you make decisions about how to make the most of your money, regardless of how much or how little you have. A financial planner can help you consider your personal financial situation, your goals and needs and put together a plan that can help you get ahead. 

A financial planner can help you to:

• Manage your money better

• Sort out your super

• Achieve your financial goals

• Reduce debts and save more

• Help you work out how much insurance you need

• Access your super when you turn 55

• Make the most of a redundancy payout

• Plan for your retirement

• Access Government benefits

Make sure that you choose a planner who will put you first.

The key to getting a good financial plan is choosing a planner who will put your interests first. Be wary of anyone offering ‘free’ advice. Some planners receive commissions for signing you up to a particular product or service. That may influence the advice that they give you, and cost you a lot more in the long run. So make sure you choose a planner who doesn’t accept commissions.

Our financial planners don’t accept commissions

First Super members can access fee-for-service financial planning advice through Industry Fund Financial Planning (IFFP) - AFSL 232514.

IFFP planners don’t accept commissions, so you can be sure that their advice is based on what is best for you. They’ll also quote you an upfront cost, so there are no nasty surprises along the way.

As a First Super member, your first meeting with IFFP is free. If you’re over 45, you’ll also pay a flat fee of just $250 for a basic financial plan. To find out more, go to www.ifs.net.au or call 1300 138 848.

General advice is also available. Just call First Super on 1300 360 988.