First Super investment earnings to 31 March 2013
| Investment option |
Fin. year to date |
Past 3 months |
Past 12 months |
| Super Fund |
|
|
|
| Balanced (default) |
10.42% |
4.09% |
9.73% |
| Shares Plus |
15.16%
|
6.18% |
11.51% |
| Growth |
12.95% |
5.15% |
13.54% |
| Conservative Balanced |
8.49% |
3.08% |
9.11% |
| Cash |
2.51% |
0.75% |
4.48% |
| Pension Fund |
|
|
|
| Balanced (default) |
11.62% |
4.52% |
10.93% |
| Shares Plus |
16.62% |
6.68% |
12.77% |
| Growth |
n/a |
n/a |
n/a |
| Conservative Balanced |
9.60% |
3.45% |
10.39% |
| Cash |
2.97% |
0.89% |
5.30% |
Past investment returns are not a reliable indication of future returns.
* First Super was formed on 30 June 2008 when the Furniture Industry Retirement Super Trust and the Pulp & Paper Workers’ Super Fund merged with the Timber Industry Super Scheme (TISS). 5 and 10 year investment earnings will be calculated based on the TISS earnings rates for 2007-08 and prior years and reported with 30 June 2012 earnings data.
First Super crediting rates for 2011/12 and prior periods
| Investment option |
2011/2012 Fin year |
Past 3 years |
Past 5 years |
Past 10 years |
Since inception |
Inception date |
| Super Fund |
|
|
|
|
|
|
| Balanced (default) |
2.50% |
6.7% |
- 0.6% |
5.4% |
8.0% |
01/07/1988 |
| Shares Plus |
- 1.33% |
7.0% |
- 3.7% |
4.4% |
2.8% |
01/03/2001 |
| Growth |
3.60% |
n/a |
n/a |
n/a |
5.1% |
14/10/2011 |
| Conservative Balanced |
4.42% |
7.3% |
n/a |
n/a |
2.8% |
01/07/2008 |
| Cash |
5.36% |
4.4% |
4.2% |
4.6% |
5.0% |
01/03/2001 |
| Pension Fund |
|
|
|
|
|
|
| Balanced (default) |
3.14% |
7.7% |
- 0.1% |
n/a |
5.1% |
18/03/2005 |
| Shares Plus |
- 1.08% |
7.7% |
- 3.3% |
n/a |
3.7% |
01/07/2005 |
| Growth |
n/a |
n/a |
n/a |
n/a |
n/a |
n/a |
| Conservative Balanced |
5.20% |
8.3% |
n/a |
n/a |
3.3% |
01/07/2008 |
| Cash |
6.31% |
5.2% |
4.9% |
n/a |
4.8% |
01/07/2005 |
Past investment returns are not a reliable indication of future returns.
Your super account earns investment income at the Fund’s declared crediting rate*. The crediting rate used will depend on the investment option(s) you have selected.
Each month First Super will declare an investment return for each investment option based on earnings and estimated fees and tax.
After the end of the financial year (30 June) First Super will adjust your account based on the accumulated monthly performance of each investment option after deducting tax and fees and allowing for reserves.
At the end of the financial year, the amount applied to your account is based on your average daily account balance and the related monthly performance for your investment option.
You should take into account that returns can fluctuate up or down and may be negative in some years. The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.
* Earning rates and interim earning rates may be positive or negative. If the earning rate is positive your account earns money. If the rate is negative the amount in your account is reduced.